About Us

We know that for you as a consumer, making the right informed choices is important to your decision process. The key to success for us is always working hard and keeping our clients informed. As a trustworthy mortgage company we at Regional Home Mortgage and www.FHA123.com continue to work hard every day to stay updated on an ever changing mortgage industry.

We know that for you having an experienced mortgage professional ready to work on your new loan is important to help you achieve success.

FHA loans,Reverse mortgages for seniors and conventional loans are always available to you and applying for a loan that is best for you is as easy as 1-2-3. Get started today!

Licenses & Disclosures

General: Regional Home Mortgage and FHA123.com are not a government agency and has no business affiliation with any government agency or housing and urban development. It is privately held company which does business under Regional Home Mortgage LLC ,FHA123.com and Regional Home Lending Center .Corporate headquarters are located at 1150 Raritan Road, Suite 104, Cranford, New Jersey, 07016.Regional Home Mortgage LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, and Washington, DC, 20580.We do not guarantee acceptance in any FHA or conventional loan programs.

Regional Home Mortgage and FHA123.com are licensed by the State of New Jersey Department of Banking and Insurance as a Correspondent Mortgage Banker and Secondary Mortgage Lender doing business under FHA123.com, Regional Home Mortgage LLC and Regional Home Lending Center. Regional Home Mortgage LLC is licensed by The Florida Office of Financial Regulation as a Correspondent Mortgage Lender. Regional Home Mortgage LLC is licensed by The State of Connecticut Department of Banking as a first and second correspondent mortgage lender and broker. Regional Home Mortgage LLC is a Registered Mortgage Broker - NYS Banking Department. Broker can arrange loans with third parties. Regional Home Mortgage LLC is an approved FHA lender approved by the U.S. Department of Housing and Urban Development (HUD).

Disclosures: We do not guarantee acceptance into any particular loan program, nor promise any specific loan terms or conditions. We are not a government agency and have no affiliation with any government agency. Your application does not constitute a mortgage commitment.

Privacy and Security Policy

At Regional Home Mortgage and FHA123.com, we have dedicated ourselves to revolutionizing the home loan process. We have respect for you and your family’s privacy. We protect the privacy of those who visit or use our website and the data we collect. We have adopted leading industry privacy guidelines. We do not share your personal information to anyone or any other company unless using the information as described below.

Authorized Service Providers. We may share your personal information with our authorized service providers and wholesale lenders that perform certain services on our behalf with your request for a loan. These service providers may include; title companies, credit bureaus, flood or other insurance providers, escrow companies, appraisal companies, lenders, closing agents, and other financial institutions including our approved wholesale lenders. These service providers may have access to personal information needed to perform their functions, make a credit decision, but are not permitted to share or use such information for any other purpose than the processing of your loan. We value each consumer’s right to privacy and security.

Business Partners. When you express interest in our products and services offered through our websites or our company personal directly, we may share your interest and information with the businesses in which we own and operate and share with our wholesale lender partners in your loan process. To work on your request for those products and services you requested they and their affiliated third-parties will have your information to work on your behalf. When you elect to engage in our applications to process your request, you authorize us to provide your email address and other information to those businesses.

Privacy Policy Changes. We will from time to time update or change this Privacy and Security Policy to reflect changes with our practices and services to keep you better informed and protected as a consumer.